Boat Insurance
Boat insurance or watercraft insurance, as it is sometimes called, can cover many different types of watercraft. Boats, big and small, from cabin cruisers to bass boats to jet skis. Even jet-propelled and commercial fishing boats fall into this category. Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, injury to a water skier and damage to the boat itself, sometime called hull coverage. Availability varies by state and by insurance company.
Wave Runner or Jet Ski?
Boat Insurance Shopping Tips
- Some policies may restrict coverage from certain waterways, such as the Great Lakes or Gulf of Mexico.
- If you fish commercially, be certain your policy does not exclude commercial use.
- In some areas, it is possible to buy a policy that includes a "lay up" period during months that are too cold to use your boat. This can save money.
Boat insurance premiums are generally low, however shopping your rate can sometimes save a substantial amount. 24 7 Insurance Quotes .com can provide an online boat insurance quote in just a few minutes from our Quote Center.
