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Boat insurance or
watercraft insurance, as it is sometimes called, can cover many different
types of watercraft. Boats, big and small, from cabin cruisers to bass
boats to jet skis. Even jet-propelled and commercial fishing boats
fall into this category. Boat policies can cover damage to your boat, motor,
trailer, and personal effects in the boat. Available coverage includes
liability, medical payments, injury to a water skier and damage to the
boat itself, sometime called hull coverage. Availability varies by
state and by insurance company. |
As you research boat insurance
policies, here are a few things to consider.
- Some policies may restrict coverage from certain
waterways, such as the Great Lakes or Gulf of Mexico.
- If you fish commercially, be certain your policy does
not exclude commercial use.
- In some areas, it is possible to buy a policy that
includes a "lay up" period during months that are too cold
to use your boat. This can save money.
Boat insurance
premiums are generally low, however shopping your rate can sometimes
save a substantial amount. 24 7 Insurance Quotes .com
can provide an online boat insurance quote in just a few minutes from our Quote
Center.
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